Wind + homeowners
Two policies. One local team keeping them in step.
Many Coast homes need a homeowners policy that leaves out wind and hail, plus a separate wind policy, sometimes from the state's wind pool.
We write both and put them on the same renewal date.
That gives you one clear time each year to look at the home, limits, deductibles and any changes you have made. It also means fewer surprises when you are trying to understand what is covered.
At renewal, we help you review
- Whether your home coverage still reflects today's rebuild cost
- Your named-storm deductible and how it changes your out-of-pocket risk
- Whether wind and homeowners renew together
- Any fortified-roof paperwork that may be available